New Mexico · A place to start

Bankruptcy questions? Start here.

Your home. Your bills. What happens next. Get clear explanations, then talk with an attorney about the questions that matter to you.

Educational information only. Every situation needs its own review.

Illustrated adobe courtyard with a notebook, two chairs, and New Mexico foothills beyond.
An original illustration inspired by New Mexico.
Law Office of Anita M. KelleyAlbuquerque · Meetings by appointment(505) 750-3036

One question at a time

Where would you like to begin?

01 / The basics

What is Chapter 7?

What the process involves, which questions need a closer look, and why income is only part of the picture.

Understand Chapter 7 →
02 / Your numbers

How does the means test work?

Explore income, household size, and estimated deductions with our educational calculator.

Try the means test →
03 / Your concerns

What about my home and debts?

Start with common questions about property, debt, and what to discuss with an attorney.

Read the questions →

An Albuquerque law office

A conversation starts with your concerns.

505 Bankruptcy is an educational resource from the Law Office of Anita M. Kelley. You don't need to know which chapter might fit before asking about a consultation.

Tell us what you want to understand. Ask about the appointment, fees, and what information the office needs.

About the office and this resource →

From the articles

A little less unfamiliar.

All articles →

You can start with a question.

Tell us what you’re concerned about. We’ll explain how to arrange a consultation and what information may be needed.

Request a consultation